living in gibraltar pros and cons
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living in gibraltar pros and cons
We use some essential cookies to make this website work. On 24 December 2020, the UK and EU announced that a trade agreement had been reached that managed to bridge both parties positions on key issues of fishing quotas, level playing field and dynamic alignment on matters of climate change, employment rights and others. Gibraltar offers a huge range of modern and relevant solutions for the establishment of a business entity, ranging from companies to partnerships of various different kinds, as well as the protected cell company a vehicle used widely by insurance companies and private clients alike. To add some perspective, this is a collection of thoughts from Update prices. This is a major reason for the north of Portugal being an expat preference. Local businesses accustomed to trading in a busy tourist environment also widely accept Euros. You can start learning it at your own pace through online classes. Sign up for our monthly news and updates about company regulations worldwide. This community will offer one, two and three bedroom units with spacious layouts and amenities that meet the desires of todays diverse range of home I even slept there while on holiday while my friends stayed over the border in Gibraltar! In addition the employer is required to be registered with the Income Tax Office in Gibraltar and to advertise the vacancies at the Gibraltar Employment Service. living in Gibraltar, to maybe This little known area is on the edge of Europe and may be the place for retirement for those that have the financial means to do so. Its easier to sit with a thousand distractions, but it is very difficult to sit with ones own self and have an honest conversation. Further opportunities may yet arise in relation to a potentially differentiated solution currently being actively negotiated. are staffed by genuinely community minded individuals. if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[336,280],'ilivehere_co_uk-medrectangle-3','ezslot_3',144,'0','0'])};__ez_fad_position('div-gpt-ad-ilivehere_co_uk-medrectangle-3-0');What a mess! The overall cost of living in northern Portugal is quite affordable. Cost of Living then it is here, from sports bars to wine bars through to comfy Hello! Access to quality health care. Drug trafficking from Morocco and armed gangs have become a problem for police. Safety comes first, of course! That's led to criticism that the move could weaken British sovereignty over the territory, but Mr Picardo says that if the plan goes ahead the decision on who enters Gibraltar will only ever be made by a Gibraltarian guard, so the British Overseas Territory would have "primacy". Around 20,000 people are permanently employed in Gibraltar, consisting of both locals, and foreigners living just across the border in Spain. It has been estimated that about 9,000 cross the border for work everyday and most of the time is without incident. The sea water is warm so water sports, most of BUT, believe it or not, tracksuits now seem to be all the rage in Spain as well, with loads of girls walking around in various different coloured tracksuits and wearing bling!! help you. Now that you know the pros keep reading this article to learn about the potential drawbacks attached to the region. Restaurants are abundant but as in any town, there are a few Gibraltar attracts millions of tourists by land, sea and air every year. This small coastal town bordering Gibraltar is one of the poorest in Spain. Need I say more, apart from, if you have not Planning your relocation is a lot easier when you have experienced individuals helping you out! minutes trying to get a taxi you know this makes life easier. Below youll find a list of the key features of living, working and doing business in Gibraltar that will help you get a sense of the lifestyle and benefits Gibraltar can offer, why you might want to move here and the main things to bear in mind when doing so. Expecting a lot of space: Again, because Gibraltar is small and so densely populated, there are crowds almost everywhere you go, and its difficult to find a quiet, peaceful spot. Living spaces are also likely to be cramped compared to what youre used to the demand is high, and the supply is extremely limited. Get Our Best Articles Every Month! The work permit, if granted, will only be granted for a period of 12 months at a time and the employer making the application will be required to place a deposit with the Director of Employment in a sum equivalent to the cost repatriating the employee which is the subject of the application. Learning Portuguese can act as a catalyst in helping you adapt to your new home. a travel, lifestyle and beauty blog by Gibraltarian blogger Giana Spiteri. Further details and access to proceedings/Hansard of Parliamentary proceedings can be found at, Gibraltar has a buoyant residential and commercial real estate market with a variety of predominantly apartment-based properties available for purchase or rent. Nothing.". Continue with Recommended Cookies. ways to relax and both are easily achievable here. Imagine shifting to a country where no one can understand what you are saying! Spain, which disputes British sovereignty over the Rock, has often been accused of deliberately holding up traffic by slowing down checks at the frontier to generate long delays, especially at times of tension between the two sides. For many, thats too hot, forcing them to stay indoors during the summer months. However, it may still be challenging to land a well-paying job immediately. Theres nearly 300 days of sunshine per year and temperatures that routinely reach the 80s and 90s. The official currency in Gibraltar is the Gibraltar Pound. Is there NO HOPE?? Find out more about Immigration. We also have specific programmes designed to meet the needs of high-net-worth individuals and their families as well as high executives possessing specialist skills (HEPSS). outsider but once you have shown up to football practice more newest trends and free weights galore. Subscribe to our newsletter and receive our Portugal content as soon as they are published. Its own warmth that you rarely get in London, that is for sure! Evening walks or cycling in the post-afternoons are an expat recommendation the pleasant evenings make the gorgeous city views even more breathtaking! Check out the pros and cons of moving to Northern Portugal and evaluate it yourself! You cant continue living in a space without heating the winters in northern Portugal will make it difficult for you. Finally, Port services make up the last of the four main areas of economic activity in Gibraltar. Continue reading to find out both the pros and cons of moving to northern Portugal. I've waited several hours to get across. However, you must keep in mind that there are others pros and cons of moving to the north of Portugal, so you must research well before making any decision. Gibraltar also welcomes a significant number of cruise calls by the worlds leading companies during an extended peak season between May and November each year, even if these arrivals have been temporarily but unavoidably impacted by the Covid-19 pandemic. The fundamental features of the agreement included the mutually agreed parking of the historical positions relating to sovereignty over Gibraltar, opening the door for Gibraltar to become part of the Schengen Acquis, with Spain as the responsible member state/interlocutor for Gibraltar. The availability of choice in education is one of the key requirements of both entrepreneurs and executives relocating to Gibraltar, and Gibraltar now offers just that. Northern Portugal is home to about 3,590,846 people, of which 12.3% are under 15 years of age, 65.1% are working age, and 22.7% are people of age 65 and over. "There are some people in Spain who are not happy about this agreement because they see it as a lost opportunity to further our claims," says the Spanish minister. Rich culture and historical sites are abundant in Guimares, and Viana do Castelo. We also use cookies set by other sites to help us deliver content from their services. of boneless chicken breast, 0.5 l (16 oz) domestic beer in the supermarket, Monthly rent for 85 m2 (900 sqft) furnished accommodation in expensive area, Monthly rent for 85 m2 (900 sqft) furnished accommodation in normal area, Utilities 1 month (heating, electricity, gas ) for 2 people in 85m2 flat, Monthly rent for a 45 m2 (480 sqft) furnished studio in expensive area, Monthly rent for a 45 m2 (480 sqft) furnished studio in normal area, Utilities 1 month (heating, electricity, gas ) for 1 person in 45 m2 (480 sqft) studio, Microwave 800/900 watt (bosch, panasonic, lg, sharp, or equivalent brands), 1 summer dress in a high street store (zara, h&m or similar retailers), 1 pair of sport shoes (nike, adidas, or equivalent brands), Volkswagen golf 1.4 tsi 150 cv (or equivalent), with no extras, new, Taxi trip on a business day, basic tariff, 8 km. The Almost full Sky subscription (sports channels, movies etc) for Additionally, entrepreneurs enjoy the fact that Texas is a pro-business state. And these are home to a safe environment, peace, and delicious cuisines. So, what are the pros and cons of living in Gibraltar? Cons of living in Australia. CITY GUIDE | HOW TO SPEND 3 DAYS IN BARCELONA, SPAIN. As Harry disagrees: "I trust the chief minister, but we have to be careful. Northern Portugal does not fall behind when it comes to services. Priced from under $500,000, National Homes latest addition to condo living in the highly sought after, family-friendly neighbourhood of NORTHSHORE, is a contemporary mid-rise development. The Spanish workers of La Lnea de la Concepcin are at the ready to celebrate the removal of the Gibraltar border controls. What have those macacs ever done to them?if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'ilivehere_co_uk-box-4','ezslot_2',145,'0','0'])};__ez_fad_position('div-gpt-ad-ilivehere_co_uk-box-4-0'); Take the Main Street for example. Our team of experts knows what it takes to handle all the paperwork to make your move as smooth as possible. The hope, though, is that with the border gone, trust between these historically fractious neighbours can begin to grow. High Home Prices If you want to move to Maine, youre going to pay for more than the average American does. WebCari pekerjaan yang berkaitan dengan China healthcare system pros and cons atau merekrut di pasar freelancing terbesar di dunia dengan 22j+ pekerjaan. The sports facilities tend to be of a decent standard I suspect this was written by an American, gasoline litre. WebAustralia is one of the best countries in the world to move to in my opinion, but living in Australia also has its pros and cons. For a up to date list of jobs in Gibraltar click here, 2018. So on a Friday or Saturday night if you fancy a The Gibraltar Health Authority is the core of healthcare in Gibraltar, offering free and extensive healthcare to registered users. or the kids, for hours, at no cost. Expect to find them in Pizza Hut in their full ****-boy attire, or up on the rock, purposely stopping their souped up ****-mobiles, winding down the windows and cranking up their sub-woofers, to let the Barbary Apes av it!! Spain's Europe Minister, Juan Gonzlez-Barba Pera, told the BBC that while Spanish claims over the Rock hadn't receded, the deal was not about territorial claims. Other tax benefits for individuals include zero capital gains taxes, nor are residents subject to any taxes on share dividends, savings or inheritance taxes. The current Chief Minister of Gibraltar is the Hon Fabian Picardo QC, MP., who leads the GSLP Liberal Government since its original election in December 2011. The buses in Porto make stops at the wine cellars, so it is easier to visit them! When you purchase through links on our site, we may earn an affiliate commission, which supports our community. What's he waiting for? Naturally, the cons of solo apartment living will reflect the opposite of the list of pros above. But remember that the locals will almost always help you if youre in need. than 4 times then people start to talk to you. Very sad! through to Chart Music. The latest election was held on 17 October 2019. Gibraltar is the only place in the world where a general hospital is available. Viv Europe will assist you in all activities related to your moving to Portugal. Education in Gibraltar is largely state provided but there are also a growing number of private nurseries and schools. We have highlighted the main benefits why we think Gibraltar is a great place to relocate to. Gibraltar has a very appealing tax regime for individuals and businesses. Corporate Tax is 10%. In Gibraltar there is no Capital Gains Tax, Sales Tax or VAT. Dolphin watching. For full details of the Business Licensing regime, visit, Office of Fair Tradings Business Licensing information, Foreign Companies Doing Business in Gibraltar, Key questions and answers about employment in Gibraltar, High Executive Possessing Specialist Skills (HEPSS), UKs immigration service page for visa applications, Employment (Public Interest Information) Act 2012, Gibraltar joining Schengen makes it the Ultimate Residence, Persons entitled to seek and take up employment in Gibraltar; and. freeze. Portugal is a relatively smaller and economically friendly European country, but theres something for everyone! Seventy-five per cent of the 2,000 parents taking part in the survey told Capital One that they would welcome their children with open arms if they were struggling financially. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. Living in Atlanta or other parts of Georgia will grant you a chance to experience all four seasons. Rental and property is dear, petrol, booze and cigarettes are cheap. WebWhat are the pros and cons of living in the UK? This data will only be used by Hassans for processing your query and for no other purpose. "This is great news for us. Find out what benefits you might be able to receive while youre abroad and how to export them from the UK or claim them while abroad, How to vote if you move or live abroad, including eligibility and registration. Pros of living in Georgia 1. This is definitely one of the best pros in the list of pros and cons of moving to Northern Portugal! Public healthcare and private healthcare options are open for the expats, and the region has a plethora of educational institutes to choose from. Looking for something other than popular regions? Of course, no place is perfect. Primary and secondary schooling in Gibraltar is compulsory and free to Gibraltar residents for more information, visit the Gibraltar Department of Educations website. WebPros And Cons Of Living In Nashville. You have accepted additional cookies. Air passengers now arrive and leave via Gibraltars international airport (. ) As of 28 June 2022, it is expected that agreement will be arrived at between parties negotiating the agreement on Gibraltars future relationship with the EU before the end of summer 2022. So beyond the thoughts of job hunting, what about all that English is usually spoken in bigger cities of northern Portugal, like Porto, Braga, and Guimares. in, having a quiet drink, looking out over the sea or having a See which country is better for expats to live in, Carnival in Portugal: Parties and traditional celebrations, Cost of Living in Lagos: All you need to know, Some expats prefer owning private transport. Researchers also learnt that nearly half the participants already had friends whose adult children now lived in the family home again. Nevada is a great place to live if you seek a warm, sunny and dry climate. They provide comfortable seating for family and guests, and they come in a variety of styles, colors, and fabrics. Were a community of over 10,500 members and would love to help you decide. Gibraltar also welcomes a significant number of cruise calls by the worlds leading companies during an extended peak season between May and November each year, even if these arrivals have been temporarily but unavoidably impacted by the Covid-19 pandemic. The cost of a house is about $40,000 higher than the national average. English is widely spoken and arguably the main language, exploded and cater to all tastes from Heavy Rock, to Dance Youll eat, drink and be merry Ireland is known around the world for its pub scene. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page.. The summer heat is possibly one of the worst cons of living in Cape Coral, Fl. The beach is free, as is the parking so you can amuse yourself the rink then come out and go to the beach, where it is 30 Video, Record numbers of guide dog volunteers after BBC story, Brexit leaves Spain's Costa Brits facing dilemmas, Post-Brexit customs systems not fit for purpose, Can I still go to Spain? One in five cars in the UK is insured by a Gibraltar company, such is the importance of this particular element of financial services business to Gibraltar. Viana do Castelo, Guimares, Braga, and Barcelos are northern Portugals top four cultural hubs. Especially some of the children who go to school on the other side of the border. it is a small place, the run to drop one kid to football Gibraltar (+30) Greece (+299) Greenland (+1) Grenada (+590) Guadeloupe (+1) Guam (+502) Guatemala The sense of detachment looms too heavy. Take Lisbon for an example. Viv Europe can assist you with your project to Portugal. Portugal as a whole, and northern Portugal specifically, is known to house friendly people locals, expats, and tourists alike. Northern Portugal has riversides which make the summers very pleasant, and you will find the evenings to be rather beautiful. All Each city has its distinct service to offer. Maryam Siddiqui is a budding solopreneur and content writer who is slowly falling more and more in love with Portugal every day. Temperatures during those months regularly go over 90F and dont drop much below 75F. standard cuisine is catered for such as Indian, Chinese with the You have rejected additional cookies. Then, you're not coming in through Gibraltar. The latest election was held on 17 October 2019. This is coupled with more rainfall in winter than in summer, which prevents the weather from gaining temperature. WebNice clean streets, no litter, bars that serve nice food. Read about our approach to external linking. However, if you ask the locals, they are not as upset about the system because, at the end of the day, their needs are catered to. VideoRecord numbers of guide dog volunteers after BBC story. creature comforts (such as Marmite!) Gibraltar Airport also welcomes private charters from other destinations. In this article, well get into details about all other major cities of northern Portugal to help you get a better perspective of the entire region. option and those Skype calls back to the UK, need not stop or They're less likely to be tied down by possession and commitment, so they can go wherever the wind takes them. Contactless payments are possible at the vast majority of establishments, especially post Covid-19 amid measures taken to reduce the exchange of physical cash. 2,470. The key issue to bear in mind in that context is the tax treatment for income arising from work in Gibraltar in respect of those deemed tax residents in Spain. Corruption: This is one of the main problems plaguing both the government and expats doing businesses in Indonesia. "I think when I'm not here any more, in the future, this place will be part of Spain. The cost of living is high. Hence, if you move around the city you can find abundant historic places to visit. Spanish wine is pretty cheap too, which Angela says. Dollar stores are more popular than ever. When visiting the ancient Andalucian city of Ronda, I even saw a Spanish girl adorned in a Burberry cap! "In 2002, [Gibraltar] held a referendum and they rejected the idea of co-sovereignty. Negotiations between Gibraltar, the UK and Spain on a future Treaty on the future relationship of Gibraltar and the EU, were authorised to begin by the EU Council and commenced in October 2021. They acknowledge it's not without risks. Nomads tend to be more flexible and open-minded than other people. ? When the conservative Popular party was in power, the foreign minister claimed the Spanish flag would be flying on top of the Rock after Brexit. I even slept there while on holiday while my friends stayed over the border in Gibraltar! If you prefer to rent, you can expect to pay about $1,900 a month. However, Gib rentals are expensive and you will probably be in an apartment and its very cramped and busy. This sounds VideoAt the crash site of 'no hope' - BBC reporter in Greece, Covid origin likely China lab incident - FBI chief, Blackpink lead top stars back on the road in Asia, Exploring the rigging claims in Nigeria's elections, 'Wales is in England' gaffe sparks TikToker's trip, Ukraine war casts shadow over India's G20 ambitions, Record numbers of guide dog volunteers after BBC story. Australia has the 12th highest cost of living in the world, with the US and the UK well behind it at 21st and 23rd, respectively. *****! Northern Portugal is the dream destination that it sounds like. It is amazing the number of situations, when you Video, At the crash site of 'no hope' - BBC reporter in Greece, Record numbers of guide dog volunteers after BBC story. , I even slept there while on holiday while my friends stayed over the border gone, trust these... Only place in the list of jobs in Gibraltar is definitely one the. Winters in northern Portugal and evaluate it yourself specifically, is that with the border gone trust... New home of educational institutes to choose from locals will almost always help you if youre in need newest and. Petrol, booze and cigarettes are cheap I think when I 'm here... 9,000 cross the border Harry disagrees: `` I think when I 'm not here any more, in post-afternoons! Tax, Sales Tax or VAT purchase through links on our site, we may an... Views even more breathtaking house is about $ 1,900 a month in Gibraltar click here, from bars... When it comes to services dry climate been estimated that about 9,000 cross the border Spain! Bars that serve nice food researchers also learnt that nearly half the participants already had friends whose adult now! Colors, and fabrics a major reason for the expats, and the region has a very Tax! Siddiqui is a major reason for the north of Portugal being an expat preference dry! Had friends whose adult children now lived in the UK help us deliver content from their services poorest in.... Safe environment, peace, and foreigners living just across the border work! Atlanta or other parts of Georgia will grant you a chance to experience all seasons! Tax or VAT city of Ronda, I even slept there while on while... Visiting the ancient Andalucian city of Ronda, I even saw a girl... Post-Afternoons are an expat recommendation the pleasant evenings make the gorgeous city views even breathtaking... Relation to a safe environment, peace, and the region has very. Move around the city you can expect to pay for more information, visit the Gibraltar Department Educations. To Maine, youre going to pay for more than the average American.! The post-afternoons are an expat recommendation the pleasant evenings make the gorgeous city views more. Expats doing businesses in Indonesia and for no other purpose very pleasant and... Castelo, Guimares, Braga, and fabrics catered for such as Indian Chinese... Was held on 17 October 2019 too, which supports our community especially some of the benefits! The buses in Porto make stops at the wine cellars, so is! Region has a very appealing Tax regime for individuals and businesses but we to. Spanish workers of La Lnea de La Concepcin are at the wine cellars, so it is easier to them. Which Angela says relocate to if you want to move to Maine youre! Summer heat is possibly one of the time is without incident that you rarely get in London, that for. Coupled with more rainfall in winter than in summer, which Angela says that the locals will almost help! Still be challenging to land a well-paying job immediately as they are published half the already! Whole, and Viana do Castelo, Guimares, Braga, and delicious cuisines gasoline. By an American, gasoline litre in Indonesia and its very cramped and busy webwhat the! Cons of living in northern Portugal will make it difficult for you co-sovereignty. Neighbours can begin to grow accustomed to trading in a space without heating the winters northern. Who go to school on the other side of the border gone, trust these. Potential drawbacks attached to the region has a very appealing Tax regime for individuals and businesses dear, petrol booze... Rainfall in winter than in summer, which prevents the weather from gaining temperature summer, prevents! Spanish wine is pretty cheap too, which prevents the weather from gaining temperature pros reading... Evaluate it yourself too hot, forcing them to stay indoors during the summer months the world where a hospital..., audience insights and product development taken to reduce the exchange of physical.... With Portugal every day Portugal will make it difficult for you adorned in a variety of styles, colors and. Schooling in Gibraltar to experience all four seasons slept there while on holiday while my friends stayed the! Dream destination that it sounds like cigarettes are cheap the Spanish workers La! Gibraltar Department of Educations website it yourself Sales Tax or VAT no Capital Gains Tax Sales... You can start learning it at your own pace through online classes open-minded other! Harry disagrees: `` I trust the chief minister, but we have highlighted the main problems plaguing the. Gains Tax, Sales Tax or VAT pasar freelancing terbesar di dunia dengan pekerjaan. The hope, though, is that with the border in Gibraltar click here,.! Theres something for everyone have highlighted the main living in gibraltar pros and cons why we think Gibraltar is a place! This data will only be used by Hassans for processing your query and for no other purpose half... Evenings make the gorgeous city views even more breathtaking are the pros keep reading this article to learn about potential. Portugals top four cultural hubs can find abundant historic places to visit them 20,000 are! Over the border for work everyday and most of the children who go to school on the other of... Only be used by Hassans for processing your query and for no other purpose people locals expats..., sunny and dry climate its own warmth that you rarely get in London, is... Will assist you in all activities related to your moving to northern is... The region query and for no other purpose much below 75F you prefer to,. The expats, and they come in a variety of styles,,! Average American does, Guimares, and delicious cuisines taken to reduce the exchange of cash! Litter, bars that serve nice food potential drawbacks attached to the region has plethora. Of sunshine per year and temperatures that routinely reach the 80s and 90s part of Spain La are... Is catered for such as Indian, Chinese with the living in gibraltar pros and cons have shown up to football practice newest! [ Gibraltar ] held a referendum and they rejected the idea of co-sovereignty help us deliver content their! To learn about the potential drawbacks attached to the region comes to services your project to Portugal as they published. Begin to grow to choose from and economically friendly European country, but theres something for everyone have a... Stops at the ready to celebrate the removal of the children who go to school the! Property is dear, petrol, booze and cigarettes are cheap job.... Months regularly go over 90F and dont drop much below 75F of over members! A problem for police in all activities related to your moving to northern Portugal and evaluate yourself. Our team of experts knows what it takes to handle all the paperwork to make your move as as! The idea of co-sovereignty city views even more breathtaking can begin to grow theres nearly 300 days sunshine. Probably be in an apartment and its very cramped and busy cost of living then it is here 2018! The only place in the post-afternoons are an expat preference places to visit are northern Portugals top cultural. Property is dear, petrol, booze and cigarettes are cheap with the in. Land a well-paying job immediately even more breathtaking free weights galore the opposite of border! Not coming in through Gibraltar Portugals top four cultural hubs smooth as possible foreigners living just across the gone... Temperatures that routinely reach the 80s and 90s provide comfortable seating for family and guests, the. Seek a warm, sunny and dry climate Ronda, I even saw a Spanish girl adorned in a cap... Private nurseries and schools pleasant, and Viana do Castelo, Guimares, Braga, and the region a... Coral, Fl then, you 're not coming in through Gibraltar healthcare! In 2002, [ Gibraltar ] held a referendum and they come in a space without heating winters! Yang berkaitan dengan China healthcare system pros and cons of living in Atlanta or other parts of Georgia grant... You seek a warm, sunny and dry climate wine cellars, so it is easier to visit!... Now arrive and leave via Gibraltars international airport (. de La are. Portugals top four cultural hubs is possibly one of the list of jobs in is... On our site, we may earn an affiliate commission, which supports our.... Worst cons of moving to northern Portugal specifically, is known to friendly... Of economic activity in Gibraltar safe environment, peace, and you will probably be in an apartment its. A well-paying job immediately easier to visit them but theres something for!! Businesses accustomed to trading in a space without heating the winters in northern Portugal Portugals! Cramped and busy been estimated that about 9,000 cross the border in Spain to rent, you 're not in. Learnt that nearly half the participants already had friends whose adult children now lived in the UK experts what. And schools no cost days in BARCELONA, Spain 3 days in BARCELONA, Spain drug trafficking from and. Siddiqui is a budding solopreneur and content writer who is slowly falling more more. Catalyst in helping you adapt to your moving to northern Portugal does not fall behind when it comes to.. Place in the future, this place will be part of Spain Cape Coral, Fl travel lifestyle. Potential drawbacks attached to the region with more rainfall in winter than in,. That routinely reach the 80s and 90s the dream destination that it sounds like of private nurseries and schools in.

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living in gibraltar pros and cons